First Bank in Mississippi vs the state
8.6%Denial rate-14.31 pts vs state
8.7%Decision denial rate-19.73 pts vs state
82.8%Origination rate+29.91 pts vs state
—Median rate
—Rate spread (pts)
$87kMedian applicant income
125Loans originated
13Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 195 | 147 | 10.3% | — | #84 |
| 2024 | 161 | 118 | 9.9% | — | #93 |
| 2025 | 151 | 125 | 8.6% | — | #102 |
What First Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most First Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pike County | 36 | 28 | 6 | 16.7% |
| Lincoln County | 30 | 26 | 3 | 10.0% |
| Forrest County | 15 | 13 | 1 | 6.7% |
| Madison County | 13 | 12 | 0 | 0.0% |
| Lamar County | 12 | 9 | 0 | 0.0% |
| Hinds County | 10 | 10 | 0 | 0.0% |
| Amite County | 7 | 4 | 1 | 14.3% |
| Walthall County | 5 | 4 | 1 | 20.0% |
| Marion County | 4 | 3 | 0 | 0.0% |
| Lawrence County | 3 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 151 applications in 2025, of which 125 were originated and 13 denied.
8.6% of all applications, or 8.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology