Newrez in Mississippi vs the state
27.7%Denial rate+4.75 pts vs state
46.7%Decision denial rate+18.29 pts vs state
30.2%Origination rate-22.63 pts vs state
6.25%Median rate-0.50 pts vs state
0.38Rate spread (pts)+0.05 pts vs state
$72kMedian applicant income
329Loans originated
301Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 617 | 173 | 35.7% | 6.75% | #31 |
| 2024 | 805 | 217 | 26.7% | 6.88% | #28 |
| 2025 | 1,088 | 329 | 27.7% | 6.25% | #24 |
What Newrez lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 121 | 34 | 31 | 25.6% |
| Harrison County | 99 | 38 | 22 | 22.2% |
| Rankin County | 94 | 38 | 17 | 18.1% |
| Hinds County | 74 | 21 | 25 | 33.8% |
| Jackson County | 61 | 16 | 12 | 19.7% |
| Madison County | 52 | 17 | 8 | 15.4% |
| Lamar County | 38 | 12 | 7 | 18.4% |
| Forrest County | 36 | 14 | 11 | 30.6% |
| Pearl River County | 31 | 11 | 6 | 19.4% |
| Lauderdale County | 27 | 8 | 5 | 18.5% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 1,088 applications in 2025, of which 329 were originated and 301 denied.
27.7% of all applications, or 46.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Newrez originated in Mississippi in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Newrez's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology