Greene County, Mississippi · 2025

Mortgage lenders in Greene County, MS: denial rates and top lenders (2025)

69 lenders acted on 343 mortgage applications for properties in Greene County in 2025. 26.5% were denied (Mississippi: 22.9%). Median rate on closed loans 7.50%; median loan $105,000; median property value $155,000.

343Applications
26.5%Denial ratestate 22.9%
7.50%Median ratestate 6.75%
$105,000Median loan
$155,000Median property value

Largest lenders in Greene County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Community Bank of Mississippi C 6250 6.5%8.05%
2 21st Mortgage F 464 50.0%10.74%
3 Triad Financial Services D 3614 30.6%8.00%
4 Vanderbilt Mortgage and Finance F 212 52.4%10.63%
5 Singing River Federal Credit Union 1411 14.3%
6 Trustmark National Bank C 1412 7.1%6.69%
7 Rocket Mortgage C 84 50.0%8.43%
8 Credit Human Federal Credit Union D 60 83.3%
9 Unnamed lender 254900CRPFBFJUTD8P12 B 66 0.0%
10 AmeriSave Mortgage D 52 40.0%6.38%
11 FirstBank C 51 60.0%10.49%
12 Fairway Independent Mortgage B 54 0.0%6.25%
13 First Federal Savings and Loan Association C 54 20.0%

Best approval odds in Greene County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Community Bank of Mississippi606.7%

What Greene County borrowers applied for

By loan purpose

Home purchase 215 63% · 28.8% denied
Refinance 47 14% · 6.4% denied
Cash-out refinance 42 12% · 33.3% denied
Home improvement 9 3% · 11.1% denied
Other / HELOC 30 9% · 36.7% denied

By loan type

Conventional 291 85% · 28.5% denied
FHA 29 8% · 24.1% denied
VA 19 6% · 5.3% denied
USDA / RHS 4 1% · 0.0% denied

Why applications were denied

Credit history 39 44%
Debt-to-income ratio 20 22%
Collateral 8 9%
Other 7 8%
Unverifiable information 7 8%
Incomplete application 6 7%
Insufficient cash 2 2%

Greene County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202337216925.5%7.50%$105,000
202432915928.6%8.30%$95,000
202534316726.5%7.50%$105,000

Frequently asked questions

26.5% of applications in Greene County were denied in 2025, against 22.9% statewide in Mississippi.

Community Bank of Mississippi, with 62 applications in 2025 and a denial rate of 6.5%.

The median mortgage application in Greene County in 2025 was for $105,000; the median property value on originated loans was $155,000.