Fairway Independent Mortgage in Mississippi vs the state
9.5%Denial rate-13.46 pts vs state
13.0%Decision denial rate-15.47 pts vs state
62.9%Origination rate+10.05 pts vs state
6.69%Median rate-0.06 pts vs state
0.63Rate spread (pts)+0.30 pts vs state
$83kMedian applicant income
246Loans originated
37Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,375 | 984 | 9.0% | 6.63% | #15 |
| 2024 | 378 | 237 | 14.3% | 6.38% | #50 |
| 2025 | 391 | 246 | 9.5% | 6.69% | #51 |
What Fairway Independent Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 147 | 97 | 12 | 8.2% |
| Harrison County | 95 | 54 | 12 | 12.6% |
| DeSoto County | 31 | 14 | 6 | 19.4% |
| George County | 18 | 11 | 4 | 22.2% |
| Marshall County | 13 | 9 | 1 | 7.7% |
| Panola County | 12 | 8 | 1 | 8.3% |
| Rankin County | 9 | 8 | 0 | 0.0% |
| Hancock County | 8 | 5 | 1 | 12.5% |
| Tate County | 7 | 4 | 0 | 0.0% |
| Stone County | 7 | 4 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 391 applications in 2025, of which 246 were originated and 37 denied.
9.5% of all applications, or 13.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Fairway Independent Mortgage originated in Mississippi in 2025 was 6.69%, against a statewide median of 6.75%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology