The Peoples Bank, Biloxi, Mississippi in Mississippi vs the state
5.2%Denial rate-17.77 pts vs state
6.1%Decision denial rate-22.36 pts vs state
79.4%Origination rate+26.54 pts vs state
—Median rate
—Rate spread (pts)
$93kMedian applicant income
108Loans originated
7Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 129 | 95 | 12.4% | — | #100 |
| 2024 | 141 | 97 | 14.2% | — | #97 |
| 2025 | 136 | 108 | 5.2% | — | #107 |
What The Peoples Bank, Biloxi, Mississippi lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most The Peoples Bank, Biloxi, Mississippi applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 80 | 64 | 5 | 6.3% |
| Jackson County | 32 | 27 | 0 | 0.0% |
| Stone County | 11 | 5 | 2 | 18.2% |
| Hancock County | 10 | 9 | 0 | 0.0% |
| Forrest County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Perry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 136 applications in 2025, of which 108 were originated and 7 denied.
5.2% of all applications, or 6.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Peoples Bank, Biloxi, Mississippi's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology