First Security Bank, Batesville, Mississippi · Mississippi · 2025

First Security Bank, Batesville, Mississippi in Mississippi: approval rate, denial rate and rates (2025)

First Security Bank, Batesville, Mississippi took 199 mortgage applications in Mississippi in 2025, ranking #87 of 681 lenders active in the state. It originated 78.9% of them and denied 7.0% (8.2% of the applications it decided), against a statewide denial rate of 22.9%.

199Applicationsin MS
8.2%Decision denial ratestate 28.5%
Median ratestate 6.75%
$105,000Median loanstate $135,000
$30MVolume13 counties

First Security Bank, Batesville, Mississippi in Mississippi vs the state

7.0%Denial rate-15.88 pts vs state
8.2%Decision denial rate-20.26 pts vs state
78.9%Origination rate+26.02 pts vs state
Median rate
Rate spread (pts)
$76kMedian applicant income
157Loans originated
14Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231921634.2%#86
20241691514.1%#91
20251991577.0%#87

What First Security Bank, Batesville, Mississippi lends in Mississippi

By loan purpose

Home purchase 106 53% · 6.6% denied
Refinance 50 25% · 8.0% denied
Home improvement 19 10% · 0.0% denied
Other / HELOC 24 12% · 12.5% denied

By loan type

Conventional 199 100% · 7.0% denied

Where in Mississippi

Counties with the most First Security Bank, Batesville, Mississippi applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Panola County 61447 11.5%
DeSoto County 58530 0.0%
Quitman County 20122 10.0%
Tate County 15122 13.3%
Tunica County 1291 8.3%
Marshall County 1091 10.0%
Lafayette County 980 0.0%
Tallahatchie County 521 20.0%
Coahoma County 320 0.0%
Yalobusha County 220 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 199 applications in 2025, of which 157 were originated and 14 denied.

7.0% of all applications, or 8.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First Security Bank, Batesville, Mississippi's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology