First Security Bank, Batesville, Mississippi at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
58th8.0% deniedProcesswithdrawn + incomplete share, weight 15%
40th13.7%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 202 | 173 | 4.0% | 4.4% | — | $25M |
| 2024 | 180 | 162 | 3.9% | 4.1% | — | $33M |
| 2025 | 204 | 162 | 6.9% | 8.0% | — | $32M |
What First Security Bank, Batesville, Mississippi lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 5 manufactured homes, 85 investment properties.
Who gets approved at First Security Bank, Batesville, Mississippi
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 45 | 27 | 18.2% |
| $50k – $100k | 65 | 51 | 10.5% |
| $100k – $150k | 32 | 25 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 27 | 17 | 15.0% |
| 35–44 | 26 | 19 | 9.5% |
| 45–54 | 45 | 34 | 15.0% |
| 55–64 | 28 | 24 | 4.0% |
| 65–74 | 25 | 22 | 0.0% |
Where First Security Bank, Batesville, Mississippi lends
3 states and 16 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Mississippi | 199 | 157 | 7.0% | — | #87 |
Frequently asked questions
First Security Bank, Batesville, Mississippi denied 8.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 58th percentile of small mortgage lenders.
In 2025, 54% of its applications were for home purchases, 25% for refinancing (including cash-out), and 21% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.