BankFirst Financial Services in Mississippi vs the state
7.4%Denial rate-15.54 pts vs state
8.0%Decision denial rate-20.45 pts vs state
83.2%Origination rate+30.37 pts vs state
7.00%Median rate+0.25 pts vs state
0.23Rate spread (pts)-0.10 pts vs state
$99kMedian applicant income
869Loans originated
77Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 790 | 633 | 8.4% | 7.13% | #24 |
| 2024 | 1,051 | 851 | 7.9% | 7.99% | #21 |
| 2025 | 1,044 | 869 | 7.4% | 7.00% | #25 |
What BankFirst Financial Services lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most BankFirst Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lowndes County | 117 | 95 | 12 | 10.3% |
| Lafayette County | 107 | 97 | 3 | 2.8% |
| Yalobusha County | 104 | 91 | 5 | 4.8% |
| Oktibbeha County | 95 | 73 | 5 | 5.3% |
| Tate County | 81 | 59 | 15 | 18.5% |
| DeSoto County | 63 | 56 | 4 | 6.3% |
| Madison County | 57 | 55 | 2 | 3.5% |
| Forrest County | 43 | 35 | 2 | 4.7% |
| Lamar County | 43 | 42 | 0 | 0.0% |
| Lee County | 41 | 36 | 3 | 7.3% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 1,044 applications in 2025, of which 869 were originated and 77 denied.
7.4% of all applications, or 8.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans BankFirst Financial Services originated in Mississippi in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are BankFirst Financial Services's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology