Eagle Bank and Trust in Mississippi vs the state
3.4%Denial rate-19.55 pts vs state
4.4%Decision denial rate-24.10 pts vs state
73.4%Origination rate+20.54 pts vs state
6.50%Median rate-0.25 pts vs state
0.15Rate spread (pts)-0.19 pts vs state
$91kMedian applicant income
196Loans originated
9Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 243 | 193 | 4.1% | 6.63% | #70 |
| 2024 | 265 | 214 | 4.2% | 6.63% | #69 |
| 2025 | 267 | 196 | 3.4% | 6.50% | #73 |
What Eagle Bank and Trust lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Eagle Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 189 | 149 | 3 | 1.6% |
| Tate County | 32 | 21 | 3 | 9.4% |
| Marshall County | 23 | 13 | 2 | 8.7% |
| Lafayette County | 3 | 2 | 0 | 0.0% |
| Panola County | 3 | 2 | 1 | 33.3% |
| Union County | 3 | 1 | 0 | 0.0% |
| Benton County | 2 | 2 | 0 | 0.0% |
| Prentiss County | 2 | 0 | 0 | 0.0% |
| Tunica County | 2 | 0 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 267 applications in 2025, of which 196 were originated and 9 denied.
3.4% of all applications, or 4.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Eagle Bank and Trust originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Eagle Bank and Trust's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology