Largest lenders in Prentiss County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Cadence Bank | B | 86 | 49 | 26.7% | 7.50% |
| 2 | Renasant Bank | B | 76 | 58 | 11.8% | 7.19% |
| 3 | Guaranty Bank and Trust | D | 61 | 35 | 29.5% | 7.55% |
| 4 | Rocket Mortgage | C | 48 | 31 | 22.9% | 6.75% |
| 5 | 21st Mortgage | F | 47 | 10 | 46.8% | 10.95% |
| 6 | Triad Financial Services | D | 27 | 10 | 29.6% | 8.09% |
| 7 | Mortgage Research Center | C | 18 | 7 | 16.7% | 6.13% |
| 8 | Regions Bank | C | 17 | 6 | 35.3% | 5.81% |
| 9 | Vanderbilt Mortgage and Finance | F | 17 | 2 | 41.2% | 11.25% |
| 10 | Stockton Mortgage | D | 16 | 10 | 25.0% | 6.56% |
| 11 | Broker Solutions | D | 14 | 1 | 14.3% | 5.50% |
| 12 | Magnolia Bank | C | 12 | 10 | 16.7% | 6.43% |
| 13 | FirstBank | C | 10 | 0 | 40.0% | — |
| 14 | AmeriSave Mortgage | D | 9 | 2 | 77.8% | 6.13% |
| 15 | Pennymac Loan Services | C | 8 | 3 | 37.5% | 6.49% |
| 16 | Cardinal Financial Company, Limited Partnership | B | 8 | 6 | 0.0% | 6.31% |
| 17 | Mortgage Investors Group | B | 8 | 6 | 25.0% | 6.31% |
| 18 | Nationstar Mortgage | C | 8 | 6 | 0.0% | 7.75% |
| 19 | United Shore Financial Services | B | 8 | 2 | 25.0% | 5.75% |
| 20 | Kiavi Funding | D | 8 | 0 | 0.0% | — |
| 21 | Geneva Financial | C | 7 | 4 | 0.0% | 6.69% |
| 22 | Coastal Community Bank | C | 7 | 2 | 0.0% | 7.99% |
| 23 | Trustmark National Bank | C | 7 | 6 | 14.3% | 6.94% |
| 24 | Flagstar Bank | C | 6 | 4 | 33.3% | 6.56% |
| 25 | Crosscountry Mortgage | B | 6 | 1 | 16.7% | 6.75% |
Best approval odds in Prentiss County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Renasant Bank | 69 | 13.0% |
| 2 | Cadence Bank | 73 | 31.5% |
| 3 | Guaranty Bank and Trust | 53 | 34.0% |
What Prentiss County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Prentiss County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 614 | 302 | 27.2% | 7.24% | $105,000 |
| 2024 | 673 | 358 | 24.8% | 7.37% | $95,000 |
| 2025 | 680 | 326 | 26.3% | 7.00% | $105,000 |
Frequently asked questions
26.3% of applications in Prentiss County were denied in 2025, against 22.9% statewide in Mississippi.
Cadence Bank, with 86 applications in 2025 and a denial rate of 26.7%.
The median mortgage application in Prentiss County in 2025 was for $105,000; the median property value on originated loans was $175,000.