Nationstar Mortgage in Mississippi vs the state
17.7%Denial rate-5.25 pts vs state
21.6%Decision denial rate-6.81 pts vs state
62.4%Origination rate+9.57 pts vs state
7.13%Median rate+0.38 pts vs state
1.34Rate spread (pts)+1.01 pts vs state
$95kMedian applicant income
364Loans originated
103Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 415 | 260 | 15.2% | 6.25% | #46 |
| 2024 | 309 | 198 | 15.9% | 6.99% | #61 |
| 2025 | 583 | 364 | 17.7% | 7.13% | #34 |
What Nationstar Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 89 | 59 | 11 | 12.4% |
| Harrison County | 50 | 34 | 7 | 14.0% |
| Jackson County | 40 | 27 | 9 | 22.5% |
| Madison County | 34 | 23 | 3 | 8.8% |
| Hinds County | 34 | 15 | 10 | 29.4% |
| Rankin County | 33 | 18 | 3 | 9.1% |
| Lee County | 24 | 18 | 5 | 20.8% |
| Pearl River County | 21 | 13 | 3 | 14.3% |
| Lafayette County | 17 | 15 | 2 | 11.8% |
| Hancock County | 14 | 10 | 1 | 7.1% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 583 applications in 2025, of which 364 were originated and 103 denied.
17.7% of all applications, or 21.6% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Nationstar Mortgage originated in Mississippi in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology