Largest lenders in Grenada County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Renasant Bank | B | 93 | 62 | 23.7% | 7.50% |
| 2 | BankPlus | B | 62 | 39 | 17.7% | 7.50% |
| 3 | Guaranty Bank and Trust | D | 56 | 37 | 25.0% | 7.13% |
| 4 | Cadence Bank | B | 55 | 37 | 20.0% | 6.75% |
| 5 | Regions Bank | C | 48 | 18 | 47.9% | 5.18% |
| 6 | 21st Mortgage | F | 29 | 4 | 48.3% | 10.70% |
| 7 | Rocket Mortgage | C | 25 | 17 | 28.0% | 6.13% |
| 8 | Mortgage Research Center | C | 19 | 3 | 42.1% | 6.50% |
| 9 | Broker Solutions | D | 14 | 6 | 7.1% | 6.93% |
| 10 | Vanderbilt Mortgage and Finance | F | 14 | 2 | 42.9% | 10.75% |
| 11 | AmeriSave Mortgage | D | 12 | 1 | 75.0% | 10.25% |
| 12 | Triad Financial Services | D | 10 | 3 | 40.0% | 10.23% |
| 13 | Loandepot.Com | D | 9 | 8 | 11.1% | 6.81% |
| 14 | Nations Lending | B | 9 | 6 | 11.1% | 6.13% |
| 15 | New Day Financial | F | 8 | 2 | 75.0% | 6.74% |
| 16 | United Shore Financial Services | B | 8 | 2 | 25.0% | 6.31% |
| 17 | Premier Mortgage Resources | B | 8 | 6 | 12.5% | 6.63% |
| 18 | Freedom Mortgage | B | 7 | 4 | 0.0% | 6.68% |
| 19 | Navy Federal Credit Union | D | 6 | 1 | 16.7% | 10.50% |
| 20 | Stockton Mortgage | D | 5 | 1 | 20.0% | 6.74% |
| 21 | Mutual of Omaha Mortgage | C | 5 | 1 | 40.0% | 6.50% |
| 22 | FirstBank | C | 5 | 1 | 80.0% | 10.11% |
| 23 | Trustmark National Bank | C | 5 | 2 | 40.0% | 5.81% |
Best approval odds in Grenada County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | BankPlus | 52 | 21.2% |
| 2 | Renasant Bank | 85 | 25.9% |
| 3 | Guaranty Bank and Trust | 51 | 27.5% |
What Grenada County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Grenada County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 562 | 288 | 23.0% | 7.50% | $105,000 |
| 2024 | 538 | 292 | 22.9% | 7.38% | $105,000 |
| 2025 | 613 | 307 | 29.5% | 6.95% | $105,000 |
Frequently asked questions
29.5% of applications in Grenada County were denied in 2025, against 22.9% statewide in Mississippi.
Renasant Bank, with 93 applications in 2025 and a denial rate of 23.7%.
The median mortgage application in Grenada County in 2025 was for $105,000; the median property value on originated loans was $195,000.