Mutual of Omaha Mortgage in Mississippi vs the state
25.8%Denial rate+2.86 pts vs state
37.2%Decision denial rate+8.77 pts vs state
40.1%Origination rate-12.81 pts vs state
6.50%Median rate-0.25 pts vs state
0.54Rate spread (pts)+0.20 pts vs state
$54kMedian applicant income
129Loans originated
83Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 260 | 105 | 36.2% | 6.75% | #64 |
| 2024 | 266 | 137 | 25.6% | 6.75% | #68 |
| 2025 | 322 | 129 | 25.8% | 6.50% | #62 |
What Mutual of Omaha Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 43 | 19 | 10 | 23.3% |
| DeSoto County | 36 | 15 | 9 | 25.0% |
| Jackson County | 20 | 8 | 5 | 25.0% |
| Madison County | 15 | 6 | 6 | 40.0% |
| Rankin County | 15 | 7 | 3 | 20.0% |
| Lamar County | 13 | 4 | 3 | 23.1% |
| Hinds County | 10 | 6 | 2 | 20.0% |
| Pearl River County | 10 | 4 | 3 | 30.0% |
| Hancock County | 9 | 5 | 2 | 22.2% |
| Jones County | 9 | 5 | 1 | 11.1% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 322 applications in 2025, of which 129 were originated and 83 denied.
25.8% of all applications, or 37.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Mutual of Omaha Mortgage originated in Mississippi in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology