CB&S Bank in Mississippi vs the state
23.9%Denial rate+0.96 pts vs state
26.7%Decision denial rate-1.78 pts vs state
63.1%Origination rate+10.19 pts vs state
7.20%Median rate+0.45 pts vs state
0.30Rate spread (pts)-0.03 pts vs state
$70kMedian applicant income
169Loans originated
64Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 260 | 165 | 18.5% | 7.36% | #65 |
| 2024 | 215 | 147 | 18.1% | 7.41% | #82 |
| 2025 | 268 | 169 | 23.9% | 7.20% | #72 |
What CB&S Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most CB&S Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 40 | 25 | 10 | 25.0% |
| Tippah County | 38 | 22 | 13 | 34.2% |
| Tishomingo County | 35 | 24 | 6 | 17.1% |
| Alcorn County | 34 | 24 | 5 | 14.7% |
| Itawamba County | 20 | 16 | 2 | 10.0% |
| Lee County | 19 | 12 | 2 | 10.5% |
| Coahoma County | 17 | 11 | 5 | 29.4% |
| Webster County | 13 | 6 | 6 | 46.2% |
| Leflore County | 10 | 6 | 3 | 30.0% |
| DeSoto County | 6 | 2 | 3 | 50.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 268 applications in 2025, of which 169 were originated and 64 denied.
23.9% of all applications, or 26.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans CB&S Bank originated in Mississippi in 2025 was 7.20%, against a statewide median of 6.75%.
About this data. Figures are CB&S Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology