Lakeview Loan Servicing · Mississippi · 2025

Lakeview Loan Servicing in Mississippi: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 368 mortgage applications in Mississippi in 2025, ranking #54 of 681 lenders active in the state. It originated 25.0% of them and denied 48.1% (57.1% of the applications it decided), against a statewide denial rate of 22.9%.

368Applicationsin MS
57.1%Decision denial ratestate 28.5%
6.56%Median ratestate 6.75%
$195,000Median loanstate $135,000
$19MVolume50 counties

Lakeview Loan Servicing in Mississippi vs the state

48.1%Denial rate+25.18 pts vs state
57.1%Decision denial rate+28.65 pts vs state
25.0%Origination rate-27.87 pts vs state
6.56%Median rate-0.19 pts vs state
0.53Rate spread (pts)+0.20 pts vs state
$88kMedian applicant income
92Loans originated
177Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231762565.3%6.25%#87
20243367845.5%6.25%#57
20253689248.1%6.56%#54

What Lakeview Loan Servicing lends in Mississippi

By loan purpose

Home purchase 22 6% · 18.2% denied
Refinance 154 42% · 42.9% denied
Cash-out refinance 86 23% · 51.2% denied
Other / HELOC 106 29% · 59.4% denied

By loan type

Conventional 154 42% · 52.6% denied
FHA 139 38% · 49.6% denied
VA 75 20% · 36.0% denied

Why it denied Mississippi applicants

Incomplete application 109 62%
Credit history 30 17%
Debt-to-income ratio 20 11%
Other 12 7%
Collateral 6 3%

Where in Mississippi

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
DeSoto County 571528 49.1%
Harrison County 44822 50.0%
Jackson County 36918 50.0%
Hinds County 24414 58.3%
Rankin County 1655 31.3%
Madison County 1656 37.5%
Hancock County 1445 35.7%
Lee County 12010 83.3%
Pearl River County 1145 45.5%
Pike County 1017 70.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 368 applications in 2025, of which 92 were originated and 177 denied.

48.1% of all applications, or 57.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Lakeview Loan Servicing originated in Mississippi in 2025 was 6.56%, against a statewide median of 6.75%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology