American Mortgage Bank in Mississippi vs the state
3.7%Denial rate-19.25 pts vs state
4.7%Decision denial rate-23.73 pts vs state
71.7%Origination rate+18.78 pts vs state
6.25%Median rate-0.50 pts vs state
0.36Rate spread (pts)+0.03 pts vs state
$69kMedian applicant income
546Loans originated
28Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 571 | 411 | 3.3% | 6.25% | #37 |
| 2025 | 762 | 546 | 3.7% | 6.25% | #31 |
What American Mortgage Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most American Mortgage Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 244 | 169 | 9 | 3.7% |
| Rankin County | 216 | 164 | 8 | 3.7% |
| Madison County | 107 | 88 | 2 | 1.9% |
| Yazoo County | 27 | 13 | 2 | 7.4% |
| Copiah County | 19 | 13 | 2 | 10.5% |
| Warren County | 18 | 15 | 0 | 0.0% |
| Scott County | 17 | 13 | 1 | 5.9% |
| Simpson County | 13 | 6 | 1 | 7.7% |
| Adams County | 10 | 9 | 0 | 0.0% |
| Harrison County | 9 | 3 | 2 | 22.2% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 762 applications in 2025, of which 546 were originated and 28 denied.
3.7% of all applications, or 4.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans American Mortgage Bank originated in Mississippi in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are American Mortgage Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology