Grand Bank for Savings in Mississippi vs the state
28.4%Denial rate+5.46 pts vs state
33.9%Decision denial rate+5.42 pts vs state
53.4%Origination rate+0.51 pts vs state
6.29%Median rate-0.46 pts vs state
0.56Rate spread (pts)+0.23 pts vs state
$67kMedian applicant income
79Loans originated
42Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 40 | 19.0% | 7.00% | #144 |
| 2024 | 95 | 43 | 36.8% | 6.63% | #117 |
| 2025 | 148 | 79 | 28.4% | 6.29% | #104 |
What Grand Bank for Savings lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Grand Bank for Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forrest County | 64 | 34 | 19 | 29.7% |
| Lamar County | 46 | 26 | 15 | 32.6% |
| Jones County | 8 | 2 | 2 | 25.0% |
| Pike County | 4 | 4 | 0 | 0.0% |
| Marion County | 3 | 3 | 0 | 0.0% |
| Harrison County | 3 | 0 | 2 | 66.7% |
| Rankin County | 3 | 2 | 0 | 0.0% |
| Jasper County | 3 | 0 | 2 | 66.7% |
| Stone County | 3 | 2 | 0 | 0.0% |
| Smith County | 2 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 148 applications in 2025, of which 79 were originated and 42 denied.
28.4% of all applications, or 33.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Grand Bank for Savings originated in Mississippi in 2025 was 6.29%, against a statewide median of 6.75%.
About this data. Figures are Grand Bank for Savings's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology