Delmar Financial in Mississippi vs the state
0.9%Denial rate-22.04 pts vs state
1.0%Decision denial rate-27.48 pts vs state
78.1%Origination rate+25.20 pts vs state
6.49%Median rate-0.26 pts vs state
0.34Rate spread (pts)+0.01 pts vs state
$88kMedian applicant income
89Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 77 | 6.0% | 6.88% | #103 |
| 2024 | 113 | 69 | 3.5% | 6.50% | #106 |
| 2025 | 114 | 89 | 0.9% | 6.49% | #117 |
What Delmar Financial lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Delmar Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 77 | 62 | 0 | 0.0% |
| Pearl River County | 8 | 6 | 0 | 0.0% |
| George County | 7 | 6 | 0 | 0.0% |
| Harrison County | 7 | 4 | 0 | 0.0% |
| Stone County | 3 | 2 | 0 | 0.0% |
| Hancock County | 3 | 1 | 1 | 33.3% |
| Greene County | 3 | 3 | 0 | 0.0% |
| Alcorn County | 2 | 1 | 0 | 0.0% |
| Tishomingo County | 1 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 114 applications in 2025, of which 89 were originated and 1 denied.
0.9% of all applications, or 1.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Delmar Financial originated in Mississippi in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Delmar Financial's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology