Mortgage Solutions of Colorado · Mississippi · 2025

Mortgage Solutions of Colorado in Mississippi: approval rate, denial rate and rates (2025)

Mortgage Solutions of Colorado took 316 mortgage applications in Mississippi in 2025, ranking #64 of 681 lenders active in the state. It originated 70.9% of them and denied 2.5% (3.0% of the applications it decided), against a statewide denial rate of 22.9%.

316Applicationsin MS
3.0%Decision denial ratestate 28.5%
6.75%Median ratestate 6.75%
$205,000Median loanstate $135,000
$49MVolume39 counties

Mortgage Solutions of Colorado in Mississippi vs the state

2.5%Denial rate-20.39 pts vs state
3.0%Decision denial rate-25.42 pts vs state
70.9%Origination rate+18.02 pts vs state
6.75%Median rate0.00 pts vs state
0.80Rate spread (pts)+0.47 pts vs state
$74kMedian applicant income
224Loans originated
8Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232521554.0%7.00%#68
20243031933.6%6.75%#63
20253162242.5%6.75%#64

What Mortgage Solutions of Colorado lends in Mississippi

By loan purpose

Home purchase 262 83% · 1.9% denied
Refinance 29 9% · 3.5% denied
Cash-out refinance 25 8% · 8.0% denied

By loan type

Conventional 33 10% · 0.0% denied
FHA 132 42% · 3.0% denied
VA 128 41% · 3.1% denied
USDA / RHS 23 7% · 0.0% denied

Why it denied Mississippi applicants

Credit history 3 38%
Debt-to-income ratio 2 25%
Collateral 2 25%
Insufficient cash 1 13%

Where in Mississippi

Counties with the most Mortgage Solutions of Colorado applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 1271001 0.8%
Harrison County 51400 0.0%
Lee County 1251 8.3%
DeSoto County 1180 0.0%
Hancock County 1070 0.0%
Lamar County 730 0.0%
Lauderdale County 750 0.0%
Forrest County 730 0.0%
Warren County 640 0.0%
Chickasaw County 531 20.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 316 applications in 2025, of which 224 were originated and 8 denied.

2.5% of all applications, or 3.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Mortgage Solutions of Colorado originated in Mississippi in 2025 was 6.75%, against a statewide median of 6.75%.

About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology