Largest lenders in Chickasaw County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 104 | 12 | 43.3% | 11.04% |
| 2 | Cadence Bank | B | 35 | 25 | 22.9% | 7.13% |
| 3 | FirstBank | C | 34 | 12 | 38.2% | 9.52% |
| 4 | Triad Financial Services | D | 28 | 7 | 28.6% | 8.49% |
| 5 | Renasant Bank | B | 25 | 18 | 16.0% | 6.79% |
| 6 | Vanderbilt Mortgage and Finance | F | 23 | 1 | 69.6% | 11.75% |
| 7 | Regions Bank | C | 22 | 7 | 54.6% | 6.63% |
| 8 | Rocket Mortgage | C | 15 | 8 | 33.3% | 6.75% |
| 9 | AmeriSave Mortgage | D | 13 | 2 | 61.5% | 6.88% |
| 10 | Mortgage Research Center | C | 8 | 5 | 25.0% | 6.99% |
| 11 | Guaranty Bank and Trust | D | 8 | 6 | 12.5% | 7.19% |
| 12 | BankPlus | B | 7 | 7 | 0.0% | 6.36% |
| 13 | Magnolia Bank | C | 7 | 6 | 14.3% | 6.31% |
| 14 | Community Bank of Mississippi | C | 7 | 6 | 14.3% | 7.83% |
| 15 | Broker Solutions | D | 6 | 0 | 16.7% | — |
| 16 | Coastal Community Bank | C | 6 | 0 | 0.0% | — |
| 17 | New Day Financial | F | 5 | 1 | 0.0% | 7.25% |
| 18 | Mortgage Solutions of Colorado | C | 5 | 3 | 20.0% | 7.75% |
| 19 | Freedom Mortgage | B | 5 | 1 | 0.0% | 6.63% |
| 20 | Loandepot.Com | D | 5 | 1 | 60.0% | 6.13% |
| 21 | Land Home Financial Services | C | 5 | 5 | 0.0% | 8.63% |
| 22 | Southwest Stage Funding | F | 5 | 1 | 0.0% | 8.00% |
Best approval odds in Chickasaw County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 59 | 76.3% |
What Chickasaw County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Chickasaw County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 410 | 139 | 36.8% | 7.50% | $85,000 |
| 2024 | 467 | 141 | 40.0% | 7.75% | $105,000 |
| 2025 | 447 | 182 | 31.1% | 7.13% | $105,000 |
Frequently asked questions
31.1% of applications in Chickasaw County were denied in 2025, against 22.9% statewide in Mississippi.
21st Mortgage, with 104 applications in 2025 and a denial rate of 43.3%.
The median mortgage application in Chickasaw County in 2025 was for $105,000; the median property value on originated loans was $175,000.