Land Home Financial Services in Mississippi vs the state
2.1%Denial rate-20.86 pts vs state
2.4%Decision denial rate-26.10 pts vs state
84.5%Origination rate+31.67 pts vs state
8.63%Median rate+1.88 pts vs state
0.52Rate spread (pts)+0.19 pts vs state
$72kMedian applicant income
82Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 92 | 69 | 8.7% | 8.63% | #120 |
| 2025 | 97 | 82 | 2.1% | 8.63% | #131 |
What Land Home Financial Services lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oktibbeha County | 16 | 10 | 0 | 0.0% |
| Lowndes County | 15 | 11 | 1 | 6.7% |
| Chickasaw County | 5 | 5 | 0 | 0.0% |
| Pearl River County | 4 | 3 | 0 | 0.0% |
| Monroe County | 4 | 4 | 0 | 0.0% |
| Marshall County | 4 | 3 | 1 | 25.0% |
| Lee County | 3 | 3 | 0 | 0.0% |
| Noxubee County | 3 | 3 | 0 | 0.0% |
| Panola County | 2 | 2 | 0 | 0.0% |
| Pontotoc County | 2 | 2 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 97 applications in 2025, of which 82 were originated and 2 denied.
2.1% of all applications, or 2.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Land Home Financial Services originated in Mississippi in 2025 was 8.63%, against a statewide median of 6.75%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology