Planet Home Lending in Mississippi vs the state
13.0%Denial rate-9.94 pts vs state
14.0%Decision denial rate-14.46 pts vs state
79.6%Origination rate+26.69 pts vs state
6.25%Median rate-0.50 pts vs state
0.20Rate spread (pts)-0.13 pts vs state
$85kMedian applicant income
288Loans originated
47Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 304 | 237 | 19.4% | 6.72% | #58 |
| 2024 | 342 | 278 | 16.4% | 6.38% | #55 |
| 2025 | 362 | 288 | 13.0% | 6.25% | #57 |
What Planet Home Lending lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pearl River County | 129 | 115 | 8 | 6.2% |
| Rankin County | 62 | 51 | 9 | 14.5% |
| DeSoto County | 27 | 20 | 4 | 14.8% |
| Hinds County | 27 | 18 | 6 | 22.2% |
| Hancock County | 17 | 14 | 2 | 11.8% |
| Harrison County | 13 | 11 | 1 | 7.7% |
| Madison County | 12 | 8 | 2 | 16.7% |
| Jackson County | 8 | 6 | 1 | 12.5% |
| Warren County | 6 | 3 | 3 | 50.0% |
| Forrest County | 6 | 3 | 3 | 50.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 362 applications in 2025, of which 288 were originated and 47 denied.
13.0% of all applications, or 14.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Planet Home Lending originated in Mississippi in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology