Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $16B | 56,491 | 11.0% | 6.25% |
| 2 | Rocket MortgagePlymouth, MI | C | $8.4B | 45,658 | 22.4% | 6.63% |
| 3 | Dhi Mortgage CompanyArlington, TX | B | $5.3B | 26,348 | 13.5% | 4.50% |
| 4 | JPMorgan Chase BankColumbus, OH | B | $4.8B | 16,260 | 9.8% | 6.45% |
| 5 | Lennar MortgageMiami, FL | A | $3.8B | 21,959 | 20.5% | 4.50% |
| 6 | CMG MortgageSan Ramon, CA | A | $3.5B | 15,978 | 3.9% | 6.50% |
| 7 | Crosscountry MortgageCleveland, OH | B | $3.0B | 11,858 | 3.3% | 6.63% |
| 8 | Fairway Independent MortgageMadison, WI | B | $2.6B | 10,312 | 3.9% | 6.63% |
| 9 | Primelending, a PlainscapitalDallas, TX | A | $2.4B | 8,656 | 6.0% | 6.25% |
| 10 | Loandepot.ComIrvine, CA | D | $2.4B | 14,655 | 23.5% | 5.99% |
| 11 | Pennymac Loan ServicesWestlake Village, CA | C | $2.3B | 14,770 | 13.1% | 6.38% |
| 12 | Mortgage Research CenterColumbia, MO | C | $2.3B | 14,249 | 17.5% | 6.25% |
| 13 | Wells Fargo BankCharlotte, NC | B | $2.2B | 5,902 | 21.6% | 6.38% |
| 14 | Freedom MortgageBoca Raton, FL | B | $2.1B | 12,545 | 7.5% | 6.25% |
| 15 | Guild MortgageSan Diego, CA | A | $2.0B | 9,935 | 4.0% | 6.50% |
| 16 | Bank of AmericaCharlotte, NC | F | $1.8B | 18,008 | 43.0% | 6.24% |
| 17 | Cadence BankTupelo, MS | B | $1.8B | 5,471 | 15.0% | 6.50% |
| 18 | NewrezWilmington, DE | D | $1.6B | 15,001 | 21.7% | 6.50% |
| 19 | Berkadia Commercial MortgageAmbler, PA | B | $1.5B | 80 | 2.5% | 5.65% |
| 20 | Walker & DunlopBethesda, MD | C | $1.4B | 87 | 11.5% | 5.20% |
| 21 | Ark-La-Tex Financial Services, LLC.Plano, TX | A | $1.4B | 5,374 | 2.5% | 6.25% |
| 22 | Broker SolutionsTustin, CA | D | $1.4B | 11,832 | 9.0% | 6.75% |
| 23 | Frost BankSan Antonio, TX | C | $1.4B | 11,929 | 41.8% | 7.57% |
| 24 | First United Bank and TrustDurant, OK | C | $1.4B | 4,053 | 6.5% | 6.75% |
| 25 | Guaranteed RateChicago, IL | B | $1.3B | 7,396 | 5.9% | 6.50% |
| 26 | Kind LendingIrvine, CA | C | $1.3B | 5,912 | 23.8% | 6.50% |
| 27 | PNC BankWilmington, DE | D | $1.3B | 8,211 | 41.1% | 7.74% |
| 28 | Paramount Residential Mortgage GroupCorona, CA | B | $1.2B | 4,266 | 2.6% | 6.50% |
| 29 | SfmcPlano, TX | B | $1.1B | 4,321 | 4.6% | 6.13% |
| 30 | Navy Federal Credit UnionVienna, VA | D | $1.1B | 11,693 | 25.6% | 6.38% |
| 31 | Highlands Residential MortgageAllen, TX | B | $1.1B | 4,275 | 1.4% | 6.63% |
| 32 | Velocio MortgageSan Antonio, TX | A | $1.1B | 4,020 | 3.8% | 4.25% |
| 33 | Randolph-Brooks Federal Credit UnionLive Oak, TX | C | $1.1B | 13,859 | 10.5% | 6.88% |
| 34 | Pulte MortgageWilmington, DE | A | $1.1B | 4,549 | 14.6% | 4.99% |
| 35 | The Loan StoreSan Francisco, CA | B | $1.1B | 5,162 | 11.9% | 6.75% |
| 36 | Prosperity BankEl Campo, TX | D | $1.1B | 4,589 | 24.8% | 6.99% |
| 37 | First Financial BankAbilene, TX | C | $1.0B | 5,147 | 10.7% | 6.88% |
| 38 | Union Home MortgageStrongsville, OH | B | $1.0B | 4,601 | 5.9% | 6.38% |
| 39 | Cornerstone Capital BankHouston, TX | A | $1.0B | 2,982 | 2.6% | 6.25% |
| 40 | U.S. BankCincinnati, OH | D | $987M | 3,301 | 28.5% | 6.38% |
| 41 | Taylor Morrison Home FundingMaitland, FL | A | $974M | 2,740 | 10.4% | 5.13% |
| 42 | Regions BankBirmingham, AL | C | $957M | 3,604 | 46.6% | 6.13% |
| 43 | Everett FinancialDallas, | C | $877M | 5,075 | 4.2% | 6.75% |
| 44 | 21st MortgageKnoxville, TN | F | $855M | 37,961 | 45.9% | 9.94% |
| 45 | Jet HomeloansJacksonville, FL | A | $823M | 2,833 | 4.3% | 5.50% |
| 46 | Nationstar MortgageCoppell, TX | C | $817M | 5,943 | 18.6% | 6.99% |
| 47 | BOKFTulsa, OK | D | $805M | 2,513 | 29.2% | 6.63% |
| 48 | CitibankSioux Falls, SD | B | $789M | 1,306 | 17.8% | 6.00% |
| 49 | M/i FinancialColumbus, OH | A | $764M | 2,534 | 3.4% | 4.88% |
| 50 | American Portfolio MortgagePalatine, IL | C | $729M | 2,898 | 8.0% | 6.63% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
