Fairway Independent Mortgage in Texas vs the state
3.9%Denial rate-15.50 pts vs state
5.1%Decision denial rate-19.79 pts vs state
72.4%Origination rate+17.54 pts vs state
6.63%Median rate+0.13 pts vs state
0.32Rate spread (pts)+0.13 pts vs state
$121kMedian applicant income
7,468Loans originated
405Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14,164 | 10,250 | 5.2% | 6.75% | #12 |
| 2024 | 10,173 | 7,403 | 4.3% | 6.75% | #18 |
| 2025 | 10,312 | 7,468 | 3.9% | 6.63% | #21 |
What Fairway Independent Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bell County | 1,116 | 869 | 32 | 2.9% |
| Harris County | 864 | 578 | 34 | 3.9% |
| Tarrant County | 729 | 517 | 33 | 4.5% |
| Travis County | 597 | 424 | 18 | 3.0% |
| Williamson County | 506 | 388 | 9 | 1.8% |
| Denton County | 476 | 343 | 14 | 2.9% |
| Dallas County | 461 | 289 | 27 | 5.9% |
| Montgomery County | 394 | 288 | 11 | 2.8% |
| Collin County | 352 | 249 | 11 | 3.1% |
| McLennan County | 309 | 214 | 14 | 4.5% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 10,312 applications in 2025, of which 7,468 were originated and 405 denied.
3.9% of all applications, or 5.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Fairway Independent Mortgage originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology