CMG Mortgage in Texas vs the state
3.9%Denial rate-15.54 pts vs state
5.1%Decision denial rate-19.84 pts vs state
66.7%Origination rate+11.81 pts vs state
6.50%Median rate0.00 pts vs state
0.12Rate spread (pts)-0.07 pts vs state
$118kMedian applicant income
10,655Loans originated
621Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12,470 | 8,378 | 3.4% | 6.49% | #14 |
| 2024 | 14,438 | 9,763 | 3.1% | 6.50% | #12 |
| 2025 | 15,978 | 10,655 | 3.9% | 6.50% | #8 |
What CMG Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 2,018 | 1,318 | 98 | 4.9% |
| Travis County | 1,237 | 869 | 35 | 2.8% |
| Bexar County | 1,034 | 691 | 39 | 3.8% |
| Dallas County | 824 | 505 | 40 | 4.9% |
| Montgomery County | 798 | 528 | 37 | 4.6% |
| Hidalgo County | 716 | 496 | 35 | 4.9% |
| Tarrant County | 702 | 456 | 32 | 4.6% |
| El Paso County | 695 | 503 | 28 | 4.0% |
| Williamson County | 667 | 478 | 26 | 3.9% |
| Collin County | 570 | 384 | 21 | 3.7% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
| Newrez | D | 15,001 | 21.7% | 6.50% |
Frequently asked questions
Texas: 15,978 applications in 2025, of which 10,655 were originated and 621 denied.
3.9% of all applications, or 5.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans CMG Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology