Lennar Mortgage in Texas vs the state
20.5%Denial rate+1.04 pts vs state
22.2%Decision denial rate-2.71 pts vs state
71.2%Origination rate+16.35 pts vs state
4.50%Median rate-2.00 pts vs state
-1.53Rate spread (pts)-1.72 pts vs state
$81kMedian applicant income
15,642Loans originated
4,496Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17,461 | 12,631 | 15.5% | 4.88% | #8 |
| 2024 | 20,280 | 14,937 | 16.9% | 4.75% | #5 |
| 2025 | 21,959 | 15,642 | 20.5% | 4.50% | #5 |
What Lennar Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bexar County | 4,093 | 3,023 | 796 | 19.4% |
| Harris County | 3,378 | 2,263 | 802 | 23.7% |
| Collin County | 1,622 | 1,203 | 284 | 17.5% |
| Denton County | 1,557 | 1,139 | 292 | 18.8% |
| Montgomery County | 1,296 | 917 | 254 | 19.6% |
| Guadalupe County | 1,099 | 854 | 179 | 16.3% |
| Williamson County | 934 | 708 | 176 | 18.8% |
| Kaufman County | 897 | 572 | 236 | 26.3% |
| Tarrant County | 849 | 608 | 171 | 20.1% |
| Dallas County | 786 | 464 | 226 | 28.8% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
| Newrez | D | 15,001 | 21.7% | 6.50% |
Frequently asked questions
Texas: 21,959 applications in 2025, of which 15,642 were originated and 4,496 denied.
20.5% of all applications, or 22.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Lennar Mortgage originated in Texas in 2025 was 4.50%, against a statewide median of 6.50%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology