Dhi Mortgage Company in Texas vs the state
13.5%Denial rate-5.94 pts vs state
16.5%Decision denial rate-8.44 pts vs state
67.4%Origination rate+12.48 pts vs state
4.50%Median rate-2.00 pts vs state
-1.69Rate spread (pts)-1.88 pts vs state
$92kMedian applicant income
17,748Loans originated
3,554Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23,822 | 18,483 | 6.2% | 5.50% | #5 |
| 2024 | 25,200 | 18,498 | 9.3% | 4.99% | #4 |
| 2025 | 26,348 | 17,748 | 13.5% | 4.50% | #4 |
What Dhi Mortgage Company lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bexar County | 2,700 | 1,840 | 297 | 11.0% |
| Collin County | 2,317 | 1,522 | 279 | 12.0% |
| Denton County | 1,941 | 1,352 | 253 | 13.0% |
| Fort Bend County | 1,840 | 1,221 | 284 | 15.4% |
| Tarrant County | 1,684 | 1,094 | 309 | 18.3% |
| Harris County | 1,624 | 1,059 | 248 | 15.3% |
| Montgomery County | 1,552 | 1,005 | 240 | 15.5% |
| Bell County | 1,206 | 870 | 111 | 9.2% |
| Hays County | 937 | 644 | 137 | 14.6% |
| Kaufman County | 816 | 554 | 115 | 14.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
| Newrez | D | 15,001 | 21.7% | 6.50% |
Frequently asked questions
Texas: 26,348 applications in 2025, of which 17,748 were originated and 3,554 denied.
13.5% of all applications, or 16.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Dhi Mortgage Company originated in Texas in 2025 was 4.50%, against a statewide median of 6.50%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology