Rocket Mortgage in Texas vs the state
22.4%Denial rate+3.01 pts vs state
24.4%Decision denial rate-0.50 pts vs state
67.0%Origination rate+12.09 pts vs state
6.63%Median rate+0.13 pts vs state
0.47Rate spread (pts)+0.28 pts vs state
$114kMedian applicant income
30,579Loans originated
10,244Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28,337 | 20,029 | 16.8% | 6.88% | #3 |
| 2024 | 34,653 | 24,479 | 18.6% | 6.75% | #3 |
| 2025 | 45,658 | 30,579 | 22.4% | 6.63% | #2 |
What Rocket Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 6,461 | 4,343 | 1,437 | 22.2% |
| Tarrant County | 3,588 | 2,530 | 733 | 20.4% |
| Dallas County | 2,898 | 1,937 | 657 | 22.7% |
| Bexar County | 2,673 | 1,744 | 612 | 22.9% |
| Collin County | 2,285 | 1,595 | 468 | 20.5% |
| Denton County | 2,029 | 1,427 | 408 | 20.1% |
| Fort Bend County | 1,799 | 1,217 | 398 | 22.1% |
| Montgomery County | 1,623 | 1,115 | 329 | 20.3% |
| Travis County | 1,396 | 918 | 313 | 22.4% |
| El Paso County | 1,191 | 783 | 283 | 23.8% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
| Newrez | D | 15,001 | 21.7% | 6.50% |
Frequently asked questions
Texas: 45,658 applications in 2025, of which 30,579 were originated and 10,244 denied.
22.4% of all applications, or 24.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Rocket Mortgage originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology