Newrez in Texas vs the state
21.7%Denial rate+2.28 pts vs state
40.0%Decision denial rate+15.07 pts vs state
32.0%Origination rate-22.93 pts vs state
6.50%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.09 pts vs state
$109kMedian applicant income
4,793Loans originated
3,257Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,510 | 1,855 | 26.5% | 6.75% | #32 |
| 2024 | 9,109 | 2,783 | 25.1% | 6.63% | #21 |
| 2025 | 15,001 | 4,793 | 21.7% | 6.50% | #11 |
What Newrez lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 1,972 | 540 | 525 | 26.6% |
| Bexar County | 1,130 | 381 | 249 | 22.0% |
| Dallas County | 1,068 | 281 | 266 | 24.9% |
| Tarrant County | 1,067 | 340 | 248 | 23.2% |
| Collin County | 804 | 313 | 100 | 12.4% |
| Denton County | 710 | 204 | 126 | 17.7% |
| Fort Bend County | 536 | 132 | 120 | 22.4% |
| Travis County | 509 | 173 | 91 | 17.9% |
| Williamson County | 457 | 165 | 75 | 16.4% |
| El Paso County | 410 | 119 | 107 | 26.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 15,001 applications in 2025, of which 4,793 were originated and 3,257 denied.
21.7% of all applications, or 40.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Newrez originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Newrez's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology