Largest lenders in Williamson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 2,370 | 1,850 | 8.6% | 6.13% |
| 2 | Rocket Mortgage | C | 1,173 | 801 | 20.9% | 6.75% |
| 3 | Lennar Mortgage | A | 934 | 708 | 18.8% | 4.75% |
| 4 | Randolph-Brooks Federal Credit Union | C | 775 | 415 | 9.4% | 7.00% |
| 5 | CMG Mortgage | A | 668 | 479 | 3.9% | 6.00% |
| 6 | Pulte Mortgage | A | 598 | 408 | 11.4% | 6.13% |
| 7 | Velocio Mortgage | A | 576 | 476 | 5.0% | 3.99% |
| 8 | Dhi Mortgage Company | B | 526 | 355 | 11.8% | 4.38% |
| 9 | Fairway Independent Mortgage | B | 506 | 388 | 1.8% | 6.49% |
| 10 | Kbhs Home Loans | B | 506 | 367 | 4.9% | 6.25% |
| 11 | Pennymac Loan Services | C | 498 | 239 | 13.3% | 6.38% |
| 12 | Loandepot.Com | D | 485 | 307 | 20.4% | 4.99% |
| 13 | Newrez | D | 457 | 165 | 16.4% | 6.25% |
| 14 | A+ Federal Credit Union | D | 452 | 174 | 34.7% | 6.75% |
| 15 | Bank of America | F | 435 | 172 | 38.4% | 6.25% |
| 16 | UNIVERSITY Federal Credit Union | C | 406 | 280 | 11.6% | 6.75% |
| 17 | Taylor Morrison Home Funding | A | 396 | 349 | 4.0% | 5.25% |
| 18 | JPMorgan Chase Bank | B | 363 | 202 | 8.5% | 6.38% |
| 19 | Frost Bank | C | 357 | 190 | 42.6% | 7.45% |
| 20 | Freedom Mortgage | B | 348 | 146 | 8.9% | 6.13% |
| 21 | Mortgage Research Center | C | 341 | 156 | 18.5% | 5.99% |
| 22 | Jet Homeloans | A | 328 | 252 | 1.8% | 5.88% |
| 23 | Austin Telco | D | 293 | 168 | 23.2% | 6.59% |
| 24 | Lakeview Loan Servicing | C | 289 | 58 | 54.7% | 5.99% |
| 25 | Navy Federal Credit Union | D | 269 | 96 | 27.1% | 6.19% |
Best approval odds in Williamson County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Aaxy | 54 | 0.0% |
| 2 | NFM | 53 | 0.0% |
| 3 | Republic State Mortgage | 54 | 0.0% |
| 4 | Pilgrim Mortgage | 63 | 0.0% |
| 5 | Crestmark Mortgage Company | 75 | 0.0% |
| 6 | Southern Lending Services | 83 | 0.0% |
| 7 | Parkstone Mortgage | 112 | 0.0% |
| 8 | M/i Financial | 232 | 0.0% |
| 9 | Brightland Mortgage Services | 124 | 0.8% |
| 10 | First United Bank and Trust | 108 | 0.9% |
What Williamson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Williamson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 28,714 | 16,725 | 14.8% | 6.38% | $335,000 |
| 2024 | 26,410 | 16,314 | 14.4% | 6.50% | $325,000 |
| 2025 | 27,417 | 16,875 | 14.3% | 6.25% | $325,000 |
Frequently asked questions
14.3% of applications in Williamson County were denied in 2025, against 19.4% statewide in Texas.
United Shore Financial Services, with 2,370 applications in 2025 and a denial rate of 8.6%.
The median mortgage application in Williamson County in 2025 was for $325,000; the median property value on originated loans was $445,000.