Brightland Mortgage Services in Texas vs the state
0.8%Denial rate-18.66 pts vs state
0.9%Decision denial rate-24.00 pts vs state
85.2%Origination rate+30.36 pts vs state
5.75%Median rate-0.75 pts vs state
-0.52Rate spread (pts)-0.71 pts vs state
$127kMedian applicant income
774Loans originated
7Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 959 | 740 | 0.2% | 6.13% | #158 |
| 2024 | 1,218 | 986 | 0.6% | 6.25% | #141 |
| 2025 | 908 | 774 | 0.8% | 5.75% | #178 |
What Brightland Mortgage Services lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Brightland Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 229 | 196 | 1 | 0.4% |
| Williamson County | 144 | 123 | 1 | 0.7% |
| Montgomery County | 126 | 110 | 1 | 0.8% |
| Travis County | 124 | 105 | 0 | 0.0% |
| Hays County | 106 | 94 | 0 | 0.0% |
| Fort Bend County | 60 | 49 | 1 | 1.7% |
| Brazos County | 34 | 32 | 1 | 2.9% |
| Waller County | 32 | 26 | 2 | 6.3% |
| Liberty County | 25 | 18 | 0 | 0.0% |
| Galveston County | 18 | 13 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 908 applications in 2025, of which 774 were originated and 7 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Brightland Mortgage Services originated in Texas in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Brightland Mortgage Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology