Lakeview Loan Servicing · Texas · 2025

Lakeview Loan Servicing in Texas: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 8,308 mortgage applications in Texas in 2025, ranking #24 of 1,568 lenders active in the state. It originated 17.2% of them and denied 57.4% (66.0% of the applications it decided), against a statewide denial rate of 19.4%.

8.3kApplicationsin TX
66.0%Decision denial ratestate 24.9%
6.25%Median ratestate 6.50%
$295,000Median loanstate $245,000
$464MVolume178 counties

Lakeview Loan Servicing in Texas vs the state

57.4%Denial rate+38.00 pts vs state
66.0%Decision denial rate+41.12 pts vs state
17.2%Origination rate-37.73 pts vs state
6.25%Median rate-0.25 pts vs state
0.15Rate spread (pts)-0.04 pts vs state
$131kMedian applicant income
1,425Loans originated
4,771Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,13026970.9%6.50%#88
20244,21078053.1%6.13%#43
20258,3081,42557.4%6.25%#24

What Lakeview Loan Servicing lends in Texas

By loan purpose

Home purchase 374 5% · 24.3% denied
Refinance 5,560 67% · 54.7% denied
Cash-out refinance 1,146 14% · 66.2% denied
Other / HELOC 1,228 15% · 71.5% denied

By loan type

Conventional 4,323 52% · 66.6% denied
FHA 2,802 34% · 49.5% denied
VA 1,183 14% · 42.8% denied

Why it denied Texas applicants

Incomplete application 3,742 78%
Credit history 360 8%
Debt-to-income ratio 309 6%
Other 292 6%
Collateral 54 1%
Employment history 8 0%
Insufficient cash 5 0%
Unverifiable information 1 0%

Where in Texas

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 999122608 60.9%
Tarrant County 621111354 57.0%
Bexar County 54987306 55.7%
Collin County 51090312 61.2%
Dallas County 50971326 64.0%
Denton County 49083297 60.6%
Fort Bend County 33142217 65.6%
Montgomery County 32377175 54.2%
Williamson County 28958158 54.7%
Bell County 23657124 52.5%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 8,308 applications in 2025, of which 1,425 were originated and 4,771 denied.

57.4% of all applications, or 66.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Lakeview Loan Servicing originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology