Pulte Mortgage in Texas vs the state
14.6%Denial rate-4.88 pts vs state
17.5%Decision denial rate-7.44 pts vs state
68.3%Origination rate+13.44 pts vs state
4.99%Median rate-1.51 pts vs state
-1.14Rate spread (pts)-1.33 pts vs state
$116kMedian applicant income
3,108Loans originated
662Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,517 | 3,548 | 12.0% | 5.75% | #33 |
| 2024 | 5,427 | 3,890 | 11.9% | 5.38% | #31 |
| 2025 | 4,549 | 3,108 | 14.6% | 4.99% | #42 |
What Pulte Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 660 | 412 | 136 | 20.6% |
| Bexar County | 650 | 464 | 95 | 14.6% |
| Williamson County | 598 | 408 | 68 | 11.4% |
| Collin County | 508 | 379 | 34 | 6.7% |
| Harris County | 345 | 209 | 86 | 24.9% |
| Denton County | 343 | 265 | 30 | 8.7% |
| Guadalupe County | 245 | 175 | 35 | 14.3% |
| Hays County | 192 | 128 | 29 | 15.1% |
| Travis County | 147 | 90 | 22 | 15.0% |
| Comal County | 143 | 115 | 10 | 7.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 4,549 applications in 2025, of which 3,108 were originated and 662 denied.
14.6% of all applications, or 17.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Pulte Mortgage originated in Texas in 2025 was 4.99%, against a statewide median of 6.50%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology