Taylor Morrison Home Funding · Texas · 2025

Taylor Morrison Home Funding in Texas: approval rate, denial rate and rates (2025)

Taylor Morrison Home Funding took 2,740 mortgage applications in Texas in 2025, ranking #73 of 1,568 lenders active in the state. It originated 81.9% of them and denied 10.4% (11.3% of the applications it decided), against a statewide denial rate of 19.4%.

2.7kApplicationsin TX
11.3%Decision denial ratestate 24.9%
5.13%Median ratestate 6.50%
$395,000Median loanstate $245,000
$974MVolume14 counties

Taylor Morrison Home Funding in Texas vs the state

10.4%Denial rate-8.99 pts vs state
11.3%Decision denial rate-13.60 pts vs state
81.9%Origination rate+27.02 pts vs state
5.13%Median rate-1.38 pts vs state
-1.03Rate spread (pts)-1.22 pts vs state
$142kMedian applicant income
2,244Loans originated
286Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,6302,0524.8%5.75%#71
20242,9802,5216.4%5.75%#65
20252,7402,24410.4%5.13%#73

What Taylor Morrison Home Funding lends in Texas

By loan purpose

Home purchase 2,737 100% · 10.4% denied
Refinance 3 0% · 33.3% denied

By loan type

Conventional 1,864 68% · 8.7% denied
FHA 706 26% · 14.3% denied
VA 160 6% · 11.9% denied
USDA / RHS 10 0% · 40.0% denied

Why it denied Texas applicants

Debt-to-income ratio 125 44%
Employment history 44 15%
Other 41 14%
Credit history 25 9%
Unverifiable information 23 8%
Insufficient cash 22 8%
Incomplete application 6 2%

Where in Texas

Counties with the most Taylor Morrison Home Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 700545106 15.1%
Travis County 56148031 5.5%
Denton County 39834736 9.0%
Williamson County 39634916 4.0%
Collin County 28422535 12.3%
Fort Bend County 20615331 15.0%
Kaufman County 876518 20.7%
Hays County 61533 4.9%
Tarrant County 22163 13.6%
Galveston County 1482 14.3%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 2,740 applications in 2025, of which 2,244 were originated and 286 denied.

10.4% of all applications, or 11.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Taylor Morrison Home Funding originated in Texas in 2025 was 5.13%, against a statewide median of 6.50%.

About this data. Figures are Taylor Morrison Home Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology