Taylor Morrison Home Funding at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 101 large mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
51st15.6% deniedPricingmedian rate spread over APOR, weight 30%
98th-0.84 ptsProcesswithdrawn + incomplete share, weight 15%
63rd16.5%Closing coststotal loan costs ÷ loan amount, weight 10%
96th1.15% of loanTrend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 10,612 | 7,368 | 6.3% | 8.4% | 5.99% | $3.4B |
| 2024 | 12,117 | 8,827 | 9.0% | 11.0% | 5.88% | $4.1B |
| 2025 | 12,508 | 8,815 | 13.0% | 15.6% | 5.50% | $4.1B |
What Taylor Morrison Home Funding lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 777 investment properties.
Why Taylor Morrison Home Funding denies applications
Primary reason reported for each of the 1,627 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Who gets approved at Taylor Morrison Home Funding
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 353 | 61 | 79.9% |
| $50k – $100k | 2,608 | 1,599 | 27.6% |
| $100k – $150k | 3,440 | 2,571 | 11.5% |
| $150k – $250k | 3,793 | 2,972 | 7.0% |
| Over $250k | 2,189 | 1,612 | 5.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 408 | 289 | 22.7% |
| 25–34 | 3,241 | 2,462 | 13.4% |
| 35–44 | 3,719 | 2,655 | 15.7% |
| 45–54 | 2,377 | 1,626 | 18.0% |
| 55–64 | 1,698 | 1,120 | 16.2% |
| 65–74 | 829 | 529 | 12.7% |
| Over 74 | 236 | 134 | 11.8% |
Where Taylor Morrison Home Funding lends
12 states and 83 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Florida | 3,019 | 1,773 | 23.4% | 5.63% | #69 |
| Texas | 2,740 | 2,244 | 10.4% | 5.13% | #73 |
| Arizona | 2,334 | 1,731 | 11.0% | 5.63% | #32 |
| California | 1,455 | 802 | 10.6% | 6.25% | #131 |
| North Carolina | 778 | 633 | 5.0% | 5.75% | #102 |
| Georgia | 572 | 425 | 10.0% | 5.38% | #139 |
| Colorado | 443 | 329 | 4.1% | 5.00% | #114 |
| Indiana | 331 | 228 | 16.3% | 4.99% | #149 |
| Nevada | 315 | 233 | 9.2% | 5.50% | #73 |
| South Carolina | 207 | 162 | 5.3% | 5.56% | #181 |
| Oregon | 160 | 133 | 8.1% | 4.99% | #138 |
| Washington | 154 | 122 | 3.3% | 5.88% | #212 |
Frequently asked questions
Taylor Morrison Home Funding denied 15.6% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 51st percentile of large mortgage lenders.
The most common reason Taylor Morrison Home Funding gave in 2025 was "debt-to-income ratio", cited on 52.2% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Taylor Morrison Home Funding originated in 2025 was 5.50%, and its median rate spread over the average prime offer rate was -0.84 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 100% of its applications were for home purchases, 0% for refinancing (including cash-out), and 0% for home improvement or other purposes. By loan type: 72% conventional, 20% FHA, 7% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.