Taylor Morrison Home Funding · Georgia · 2025

Taylor Morrison Home Funding in Georgia: approval rate, denial rate and rates (2025)

Taylor Morrison Home Funding took 572 mortgage applications in Georgia in 2025, ranking #139 of 1,201 lenders active in the state. It originated 74.3% of them and denied 10.0% (11.8% of the applications it decided), against a statewide denial rate of 19.2%.

572Applicationsin GA
11.8%Decision denial ratestate 25.1%
5.38%Median ratestate 6.63%
$425,000Median loanstate $235,000
$194MVolume9 counties

Taylor Morrison Home Funding in Georgia vs the state

10.0%Denial rate-9.25 pts vs state
11.8%Decision denial rate-13.24 pts vs state
74.3%Origination rate+20.21 pts vs state
5.38%Median rate-1.25 pts vs state
-0.96Rate spread (pts)-1.23 pts vs state
$140kMedian applicant income
425Loans originated
57Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232411776.2%5.99%#201
20244663763.0%5.50%#145
202557242510.0%5.38%#139

What Taylor Morrison Home Funding lends in Georgia

By loan purpose

Home purchase 570 100% · 9.8% denied
Refinance 2 0% · 50.0% denied

By loan type

Conventional 427 75% · 8.4% denied
FHA 112 20% · 16.1% denied
VA 33 6% · 9.1% denied

Why it denied Georgia applicants

Debt-to-income ratio 34 60%
Other 8 14%
Unverifiable information 5 9%
Credit history 5 9%
Employment history 3 5%
Incomplete application 1 2%
Insufficient cash 1 2%

Where in Georgia

Counties with the most Taylor Morrison Home Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gwinnett County 26718336 13.5%
Forsyth County 91793 3.3%
Cobb County 84684 4.8%
DeKalb County 49367 14.3%
Hall County 35246 17.1%
Bartow County 14110 0.0%
Cherokee County 14130 0.0%
Camden County 1490 0.0%
Walton County 421 25.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 572 applications in 2025, of which 425 were originated and 57 denied.

10.0% of all applications, or 11.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Taylor Morrison Home Funding originated in Georgia in 2025 was 5.38%, against a statewide median of 6.63%.

About this data. Figures are Taylor Morrison Home Funding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology