Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $6.0B | 23,784 | 12.6% | 6.25% |
| 2 | Rocket MortgagePlymouth, MI | C | $5.3B | 29,845 | 18.2% | 6.63% |
| 3 | Ameris BankAtlanta, GA | B | $2.0B | 8,065 | 10.1% | 6.50% |
| 4 | Truist BankCharlotte, NC | C | $1.6B | 10,563 | 38.7% | 6.49% |
| 5 | Pennymac Loan ServicesWestlake Village, CA | C | $1.6B | 10,273 | 11.6% | 6.49% |
| 6 | JPMorgan Chase BankColumbus, OH | B | $1.3B | 3,649 | 10.4% | 6.38% |
| 7 | Mortgage Research CenterColumbia, MO | C | $1.3B | 9,443 | 19.8% | 6.25% |
| 8 | Freedom MortgageBoca Raton, FL | B | $1.3B | 9,293 | 9.1% | 6.25% |
| 9 | Crosscountry MortgageCleveland, OH | B | $1.3B | 6,148 | 5.2% | 6.63% |
| 10 | Fairway Independent MortgageMadison, WI | B | $1.2B | 5,147 | 3.8% | 6.63% |
| 11 | Broker SolutionsTustin, CA | D | $1.0B | 9,709 | 8.6% | 6.63% |
| 12 | Loandepot.ComIrvine, CA | D | $1.0B | 7,336 | 24.5% | 6.49% |
| 13 | Guild MortgageSan Diego, CA | A | $1.0B | 5,377 | 5.2% | 6.25% |
| 14 | Dhi Mortgage CompanyArlington, TX | B | $982M | 4,295 | 17.0% | 4.99% |
| 15 | Bank of AmericaCharlotte, NC | F | $980M | 9,168 | 36.5% | 6.24% |
| 16 | Synovus BankColumbus, GA | D | $970M | 3,969 | 19.8% | 7.50% |
| 17 | Navy Federal Credit UnionVienna, VA | D | $956M | 12,388 | 26.4% | 7.95% |
| 18 | Walker & DunlopBethesda, MD | C | $815M | 34 | 0.0% | 5.43% |
| 19 | Regions BankBirmingham, AL | C | $808M | 6,451 | 37.9% | 6.13% |
| 20 | SouthState BankWinter Haven, FL | B | $784M | 2,712 | 15.5% | 6.59% |
| 21 | Movement MortgageLancaster, SC | A | $772M | 3,494 | 4.9% | 6.50% |
| 22 | United Community BankBlairsville, GA | B | $752M | 4,774 | 23.0% | 6.50% |
| 23 | Banksouth Mortgage CompanyGreensboro, GA | A | $750M | 2,387 | 3.9% | 6.25% |
| 24 | Delta Community Credit UnionAtlanta, GA | C | $701M | 5,505 | 26.9% | 7.00% |
| 25 | Everett FinancialDallas, | C | $699M | 3,795 | 9.4% | 6.75% |
| 26 | NewrezWilmington, DE | D | $697M | 7,880 | 21.5% | 6.63% |
| 27 | Wells Fargo BankCharlotte, NC | B | $677M | 3,187 | 20.0% | 6.38% |
| 28 | Greystone Servicing CompanyWarrenton, VA | D | $635M | 36 | 5.6% | 5.29% |
| 29 | Vanderbilt Mortgage and FinanceMaryville, TN | F | $627M | 7,071 | 30.1% | 6.49% |
| 30 | Cbre Multifamily CapitalWilmington, DE | A | $620M | 16 | 0.0% | 5.00% |
| 31 | Berkeley Point CapitalMclean, VA | B | $611M | 29 | 0.0% | 5.17% |
| 32 | Renasant BankTupelo, MS | B | $562M | 2,795 | 9.6% | 6.63% |
| 33 | BoxCar MortgageAtlanta, GA | A | $552M | 1,508 | 1.1% | 6.49% |
| 34 | Kind LendingIrvine, CA | C | $501M | 2,187 | 23.4% | 6.63% |
| 35 | Canopy MortgageLindon, UT | B | $487M | 2,253 | 1.7% | 6.25% |
| 36 | Guaranteed RateChicago, IL | B | $486M | 3,236 | 8.2% | 6.50% |
| 37 | Nationstar MortgageCoppell, TX | C | $446M | 3,796 | 13.6% | 7.75% |
| 38 | Berkadia Commercial MortgageAmbler, PA | B | $443M | 34 | 0.0% | 5.42% |
| 39 | Prosperity Home MortgageFairfax, VA | A | $403M | 1,536 | 8.2% | 6.38% |
| 40 | American Pacific MortgageRoseville, CA | C | $399M | 1,984 | 8.9% | 6.50% |
| 41 | Southeast Mortgage of GeorgiaDuluth, GA | B | $372M | 1,833 | 2.1% | 6.50% |
| 42 | U.S. BankCincinnati, OH | D | $360M | 1,667 | 38.4% | 7.00% |
| 43 | Zillow Home LoansIrvine, CA | B | $359M | 1,604 | 5.8% | 6.50% |
| 44 | Homeowners Financial Group USAScottadale, AZ | B | $350M | 1,470 | 4.0% | 6.50% |
| 45 | Paramount Residential Mortgage GroupCorona, CA | B | $348M | 1,398 | 3.7% | 6.50% |
| 46 | Pulte MortgageWilmington, DE | A | $341M | 1,206 | 13.8% | 5.38% |
| 47 | Capital City Home LoansMarietta, GA | C | $330M | 1,095 | 3.7% | 6.63% |
| 48 | Planet Home LendingMeriden, CT | B | $323M | 1,482 | 15.5% | 6.00% |
| 49 | Kiavi FundingWilmington, DE | D | $320M | 2,569 | 7.2% | 10.24% |
| 50 | Mutual of Omaha MortgageSan Diego, CA | C | $302M | 1,919 | 19.1% | 6.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
