Synovus Bank in Georgia vs the state
19.8%Denial rate+0.56 pts vs state
22.8%Decision denial rate-2.23 pts vs state
64.9%Origination rate+10.81 pts vs state
7.50%Median rate+0.88 pts vs state
0.59Rate spread (pts)+0.32 pts vs state
$125kMedian applicant income
2,576Loans originated
785Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,412 | 3,506 | 20.3% | 8.05% | #18 |
| 2024 | 4,208 | 2,641 | 20.6% | 8.55% | #25 |
| 2025 | 3,969 | 2,576 | 19.8% | 7.50% | #24 |
What Synovus Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Synovus Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Muscogee County | 430 | 303 | 47 | 10.9% |
| Fulton County | 375 | 221 | 95 | 25.3% |
| Houston County | 229 | 169 | 19 | 8.3% |
| Cobb County | 182 | 129 | 37 | 20.3% |
| Clarke County | 149 | 102 | 21 | 14.1% |
| Harris County | 137 | 93 | 21 | 15.3% |
| Troup County | 132 | 97 | 19 | 14.4% |
| DeKalb County | 131 | 88 | 22 | 16.8% |
| Chatham County | 121 | 79 | 23 | 19.0% |
| Gwinnett County | 115 | 70 | 33 | 28.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 3,969 applications in 2025, of which 2,576 were originated and 785 denied.
19.8% of all applications, or 22.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Synovus Bank originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Synovus Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology