Truist Bank in Georgia vs the state
38.7%Denial rate+19.43 pts vs state
44.3%Decision denial rate+19.26 pts vs state
45.8%Origination rate-8.30 pts vs state
6.49%Median rate-0.13 pts vs state
-0.09Rate spread (pts)-0.36 pts vs state
$115kMedian applicant income
4,837Loans originated
4,083Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11,153 | 4,776 | 44.5% | 7.15% | #5 |
| 2024 | 10,059 | 4,121 | 45.4% | 7.44% | #4 |
| 2025 | 10,563 | 4,837 | 38.7% | 6.49% | #4 |
What Truist Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 1,578 | 786 | 517 | 32.8% |
| Cobb County | 1,005 | 501 | 367 | 36.5% |
| Gwinnett County | 997 | 362 | 443 | 44.4% |
| DeKalb County | 957 | 433 | 365 | 38.1% |
| Forsyth County | 436 | 219 | 158 | 36.2% |
| Chatham County | 411 | 173 | 169 | 41.1% |
| Cherokee County | 366 | 198 | 120 | 32.8% |
| Henry County | 258 | 86 | 135 | 52.3% |
| Hall County | 244 | 111 | 98 | 40.2% |
| Paulding County | 191 | 87 | 78 | 40.8% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
| Newrez | D | 7,880 | 21.5% | 6.63% |
Frequently asked questions
Georgia: 10,563 applications in 2025, of which 4,837 were originated and 4,083 denied.
38.7% of all applications, or 44.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Truist Bank originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology