Largest lenders in Forsyth County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 1,329 | 1,011 | 8.6% | 6.25% |
| 2 | Rocket Mortgage | C | 1,007 | 771 | 12.1% | 6.63% |
| 3 | Bank of America | F | 444 | 213 | 30.4% | 6.13% |
| 4 | Truist Bank | C | 436 | 219 | 36.2% | 6.37% |
| 5 | Pennymac Loan Services | C | 380 | 241 | 8.2% | 6.75% |
| 6 | Georgia'S Own | F | 278 | 127 | 16.2% | 6.38% |
| 7 | Delta Community Credit Union | C | 273 | 156 | 22.0% | 7.00% |
| 8 | Toll Brothers Mortgage | A | 273 | 118 | 8.1% | 6.38% |
| 9 | Regions Bank | C | 263 | 125 | 32.7% | 4.99% |
| 10 | Navy Federal Credit Union | D | 247 | 109 | 25.1% | 8.25% |
| 11 | Newrez | D | 246 | 99 | 15.9% | 6.63% |
| 12 | Spring Eq | D | 245 | 67 | 50.6% | 8.83% |
| 13 | Loandepot.Com | D | 231 | 145 | 15.2% | 6.25% |
| 14 | Fairway Independent Mortgage | B | 223 | 151 | 3.1% | 6.63% |
| 15 | Ameris Bank | B | 219 | 159 | 6.9% | 6.63% |
| 16 | Georgia United | D | 212 | 135 | 26.9% | 7.25% |
| 17 | Digital | D | 191 | 101 | 14.7% | 7.75% |
| 18 | Crosscountry Mortgage | B | 189 | 116 | 9.0% | 6.75% |
| 19 | Freedom Mortgage | B | 176 | 68 | 7.4% | 6.25% |
| 20 | Pulte Mortgage | A | 167 | 133 | 7.2% | 5.75% |
| 21 | Discover Bank | F | 163 | 29 | 45.4% | 8.58% |
| 22 | Nationstar Mortgage | C | 153 | 110 | 15.0% | 8.31% |
| 23 | United Community Bank | B | 152 | 99 | 26.3% | 6.50% |
| 24 | Sofi Bank | D | 148 | 47 | 10.8% | 7.88% |
| 25 | Coastal Community Bank | C | 146 | 23 | 1.4% | 9.74% |
Best approval odds in Forsyth County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Banksouth Mortgage Company | 70 | 1.4% |
| 2 | Prosperity Home Mortgage | 68 | 1.5% |
| 3 | Coastal Community Bank | 110 | 1.8% |
| 4 | Guild Mortgage | 81 | 2.5% |
| 5 | Dhi Mortgage Company | 72 | 2.8% |
| 6 | Taylor Morrison Home Funding | 82 | 3.7% |
| 7 | Fairway Independent Mortgage | 159 | 4.4% |
| 8 | Inspire Home Loans | 103 | 4.9% |
| 9 | Provident Funding Associates | 77 | 5.2% |
| 10 | Amerihome Mortgage Company | 66 | 6.1% |
What Forsyth County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Forsyth County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 11,731 | 6,536 | 18.3% | 6.99% | $325,000 |
| 2024 | 12,877 | 7,348 | 18.2% | 6.88% | $345,000 |
| 2025 | 13,727 | 8,087 | 15.6% | 6.62% | $375,000 |
Frequently asked questions
15.6% of applications in Forsyth County were denied in 2025, against 19.2% statewide in Georgia.
United Shore Financial Services, with 1,329 applications in 2025 and a denial rate of 8.6%.
The median mortgage application in Forsyth County in 2025 was for $375,000; the median property value on originated loans was $675,000.