Rocket Mortgage in Georgia vs the state
18.2%Denial rate-1.00 pts vs state
19.8%Decision denial rate-5.29 pts vs state
71.0%Origination rate+16.88 pts vs state
6.63%Median rate0.00 pts vs state
0.50Rate spread (pts)+0.23 pts vs state
$98kMedian applicant income
21,182Loans originated
5,439Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22,070 | 16,062 | 16.9% | 6.63% | #1 |
| 2024 | 25,763 | 19,055 | 16.2% | 6.63% | #1 |
| 2025 | 29,845 | 21,182 | 18.2% | 6.63% | #1 |
What Rocket Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 2,626 | 1,870 | 477 | 18.2% |
| Fulton County | 2,352 | 1,524 | 552 | 23.5% |
| Cobb County | 2,146 | 1,550 | 348 | 16.2% |
| DeKalb County | 1,711 | 1,167 | 359 | 21.0% |
| Forsyth County | 1,007 | 771 | 122 | 12.1% |
| Cherokee County | 953 | 762 | 112 | 11.8% |
| Henry County | 838 | 564 | 179 | 21.4% |
| Paulding County | 759 | 573 | 109 | 14.4% |
| Chatham County | 729 | 531 | 136 | 18.7% |
| Clayton County | 702 | 451 | 175 | 24.9% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
| Newrez | D | 7,880 | 21.5% | 6.63% |
Frequently asked questions
Georgia: 29,845 applications in 2025, of which 21,182 were originated and 5,439 denied.
18.2% of all applications, or 19.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Rocket Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology