Newrez in Georgia vs the state
21.5%Denial rate+2.25 pts vs state
39.9%Decision denial rate+14.80 pts vs state
31.5%Origination rate-22.62 pts vs state
6.63%Median rate0.00 pts vs state
0.41Rate spread (pts)+0.14 pts vs state
$90kMedian applicant income
2,480Loans originated
1,692Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,138 | 1,002 | 24.8% | 6.75% | #25 |
| 2024 | 5,790 | 1,714 | 23.0% | 6.75% | #18 |
| 2025 | 7,880 | 2,480 | 21.5% | 6.63% | #11 |
What Newrez lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 733 | 192 | 174 | 23.7% |
| Gwinnett County | 728 | 217 | 172 | 23.6% |
| DeKalb County | 616 | 157 | 166 | 26.9% |
| Cobb County | 544 | 190 | 110 | 20.2% |
| Henry County | 300 | 80 | 79 | 26.3% |
| Clayton County | 267 | 62 | 73 | 27.3% |
| Forsyth County | 246 | 99 | 39 | 15.9% |
| Chatham County | 227 | 79 | 39 | 17.2% |
| Cherokee County | 217 | 82 | 31 | 14.3% |
| Paulding County | 161 | 56 | 29 | 18.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 7,880 applications in 2025, of which 2,480 were originated and 1,692 denied.
21.5% of all applications, or 39.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Newrez originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Newrez's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology