Broker Solutions in Georgia vs the state
8.6%Denial rate-10.65 pts vs state
16.7%Decision denial rate-8.35 pts vs state
41.9%Origination rate-12.24 pts vs state
6.63%Median rate0.00 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$87kMedian applicant income
4,063Loans originated
832Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,676 | 4,019 | 6.9% | 6.50% | #8 |
| 2024 | 8,731 | 3,972 | 9.8% | 6.75% | #8 |
| 2025 | 9,709 | 4,063 | 8.6% | 6.63% | #6 |
What Broker Solutions lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 805 | 292 | 82 | 10.2% |
| Chatham County | 708 | 431 | 44 | 6.2% |
| Gwinnett County | 694 | 218 | 76 | 11.0% |
| Henry County | 569 | 293 | 39 | 6.9% |
| DeKalb County | 516 | 171 | 55 | 10.7% |
| Clayton County | 434 | 168 | 43 | 9.9% |
| Houston County | 382 | 224 | 11 | 2.9% |
| Cobb County | 380 | 112 | 35 | 9.2% |
| Effingham County | 210 | 110 | 14 | 6.7% |
| Richmond County | 204 | 86 | 23 | 11.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
| Newrez | D | 7,880 | 21.5% | 6.63% |
Frequently asked questions
Georgia: 9,709 applications in 2025, of which 4,063 were originated and 832 denied.
8.6% of all applications, or 16.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Broker Solutions originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology