Dhi Mortgage Company in Georgia vs the state
17.0%Denial rate-2.25 pts vs state
20.6%Decision denial rate-4.44 pts vs state
64.7%Origination rate+10.57 pts vs state
4.99%Median rate-1.63 pts vs state
-1.25Rate spread (pts)-1.52 pts vs state
$98kMedian applicant income
2,777Loans originated
729Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,187 | 2,456 | 8.9% | 5.50% | #33 |
| 2024 | 4,086 | 3,048 | 10.1% | 5.50% | #26 |
| 2025 | 4,295 | 2,777 | 17.0% | 4.99% | #23 |
What Dhi Mortgage Company lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chatham County | 417 | 241 | 109 | 26.1% |
| Henry County | 394 | 224 | 98 | 24.9% |
| Gwinnett County | 339 | 240 | 41 | 12.1% |
| Paulding County | 319 | 224 | 48 | 15.0% |
| Fulton County | 288 | 194 | 43 | 14.9% |
| DeKalb County | 199 | 112 | 47 | 23.6% |
| Lowndes County | 184 | 125 | 23 | 12.5% |
| Effingham County | 155 | 90 | 38 | 24.5% |
| Richmond County | 148 | 99 | 11 | 7.4% |
| Cobb County | 142 | 90 | 22 | 15.5% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 4,295 applications in 2025, of which 2,777 were originated and 729 denied.
17.0% of all applications, or 20.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Dhi Mortgage Company originated in Georgia in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology