Prosperity Home Mortgage in Georgia vs the state
8.2%Denial rate-11.02 pts vs state
10.9%Decision denial rate-14.17 pts vs state
66.7%Origination rate+12.58 pts vs state
6.38%Median rate-0.25 pts vs state
0.13Rate spread (pts)-0.14 pts vs state
$124kMedian applicant income
1,024Loans originated
126Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,206 | 1,394 | 12.2% | 6.63% | #45 |
| 2024 | 1,632 | 1,059 | 9.1% | 6.63% | #55 |
| 2025 | 1,536 | 1,024 | 8.2% | 6.38% | #62 |
What Prosperity Home Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 258 | 174 | 13 | 5.0% |
| Cobb County | 178 | 126 | 7 | 3.9% |
| DeKalb County | 131 | 75 | 17 | 13.0% |
| Gwinnett County | 122 | 81 | 12 | 9.8% |
| Cherokee County | 90 | 68 | 3 | 3.3% |
| Forsyth County | 86 | 67 | 1 | 1.2% |
| Coweta County | 63 | 44 | 8 | 12.7% |
| Paulding County | 49 | 32 | 4 | 8.2% |
| Fayette County | 42 | 29 | 0 | 0.0% |
| Clayton County | 41 | 21 | 10 | 24.4% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,536 applications in 2025, of which 1,024 were originated and 126 denied.
8.2% of all applications, or 10.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Prosperity Home Mortgage originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology