Loandepot.Com in Georgia vs the state
24.5%Denial rate+5.32 pts vs state
29.5%Decision denial rate+4.47 pts vs state
56.8%Origination rate+2.73 pts vs state
6.49%Median rate-0.13 pts vs state
0.49Rate spread (pts)+0.22 pts vs state
$88kMedian applicant income
4,168Loans originated
1,800Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,556 | 2,499 | 28.1% | 6.38% | #21 |
| 2024 | 6,307 | 3,262 | 28.0% | 6.50% | #16 |
| 2025 | 7,336 | 4,168 | 24.5% | 6.49% | #12 |
What Loandepot.Com lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 729 | 474 | 138 | 18.9% |
| Fulton County | 652 | 360 | 160 | 24.5% |
| Cobb County | 467 | 296 | 85 | 18.2% |
| DeKalb County | 361 | 168 | 101 | 28.0% |
| Henry County | 305 | 156 | 94 | 30.8% |
| Rockdale County | 251 | 113 | 99 | 39.4% |
| Paulding County | 239 | 143 | 63 | 26.4% |
| Clayton County | 238 | 116 | 64 | 26.9% |
| Forsyth County | 231 | 145 | 35 | 15.2% |
| Hall County | 226 | 123 | 68 | 30.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 7,336 applications in 2025, of which 4,168 were originated and 1,800 denied.
24.5% of all applications, or 29.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Loandepot.Com originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology