Crosscountry Mortgage in Georgia vs the state
5.2%Denial rate-14.03 pts vs state
7.9%Decision denial rate-17.22 pts vs state
59.1%Origination rate+5.00 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.24 pts vs state
$101kMedian applicant income
3,633Loans originated
319Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,120 | 1,902 | 2.9% | 6.75% | #27 |
| 2024 | 4,448 | 2,425 | 3.2% | 6.75% | #22 |
| 2025 | 6,148 | 3,633 | 5.2% | 6.63% | #16 |
What Crosscountry Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 565 | 338 | 60 | 10.6% |
| Fulton County | 547 | 340 | 30 | 5.5% |
| Cobb County | 432 | 264 | 18 | 4.2% |
| DeKalb County | 324 | 176 | 17 | 5.2% |
| Cherokee County | 230 | 147 | 9 | 3.9% |
| Henry County | 210 | 110 | 8 | 3.8% |
| Forsyth County | 189 | 116 | 17 | 9.0% |
| Paulding County | 165 | 104 | 11 | 6.7% |
| Clayton County | 152 | 76 | 11 | 7.2% |
| Muscogee County | 147 | 88 | 6 | 4.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 6,148 applications in 2025, of which 3,633 were originated and 319 denied.
5.2% of all applications, or 7.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Crosscountry Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology