Amerihome Mortgage Company · Georgia · 2025

Amerihome Mortgage Company in Georgia: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 1,121 mortgage applications in Georgia in 2025, ranking #84 of 1,201 lenders active in the state. It originated 62.9% of them and denied 7.2% (10.0% of the applications it decided), against a statewide denial rate of 19.2%.

1.1kApplicationsin GA
10.0%Decision denial ratestate 25.1%
6.50%Median ratestate 6.63%
$325,000Median loanstate $235,000
$258MVolume93 counties

Amerihome Mortgage Company in Georgia vs the state

7.2%Denial rate-11.99 pts vs state
10.0%Decision denial rate-15.08 pts vs state
62.9%Origination rate+8.80 pts vs state
6.50%Median rate-0.13 pts vs state
0.33Rate spread (pts)+0.06 pts vs state
$131kMedian applicant income
705Loans originated
81Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202337313317.4%6.63%#160
20247423439.8%6.63%#108
20251,1217057.2%6.50%#84

What Amerihome Mortgage Company lends in Georgia

By loan purpose

Home purchase 317 28% · 6.6% denied
Refinance 709 63% · 6.6% denied
Cash-out refinance 95 8% · 13.7% denied

By loan type

Conventional 460 41% · 7.0% denied
FHA 588 52% · 7.8% denied
VA 73 7% · 4.1% denied

Why it denied Georgia applicants

Credit history 26 32%
Debt-to-income ratio 13 16%
Other 12 15%
Unverifiable information 9 11%
Insufficient cash 9 11%
Collateral 7 9%
Incomplete application 5 6%

Where in Georgia

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Gwinnett County 16410715 9.1%
Fulton County 1077111 10.3%
Forsyth County 76614 5.3%
Cobb County 66437 10.6%
Chatham County 57401 1.8%
DeKalb County 54383 5.6%
Henry County 35221 2.9%
Clayton County 33153 9.1%
Paulding County 30162 6.7%
Houston County 28162 7.1%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 1,121 applications in 2025, of which 705 were originated and 81 denied.

7.2% of all applications, or 10.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Amerihome Mortgage Company originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology