Coastal Community Bank in Georgia vs the state
2.7%Denial rate-16.54 pts vs state
3.8%Decision denial rate-21.24 pts vs state
18.6%Origination rate-35.47 pts vs state
10.49%Median rate+3.87 pts vs state
3.29Rate spread (pts)+3.02 pts vs state
$130kMedian applicant income
536Loans originated
77Denied
What Coastal Community Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 338 | 58 | 7 | 2.1% |
| Fulton County | 257 | 42 | 6 | 2.3% |
| Cobb County | 227 | 40 | 5 | 2.2% |
| DeKalb County | 177 | 37 | 0 | 0.0% |
| Forsyth County | 146 | 23 | 2 | 1.4% |
| Cherokee County | 104 | 20 | 2 | 1.9% |
| Clayton County | 89 | 16 | 3 | 3.4% |
| Chatham County | 83 | 14 | 5 | 6.0% |
| Henry County | 80 | 12 | 4 | 5.0% |
| Columbia County | 62 | 13 | 3 | 4.8% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 2,878 applications in 2025, of which 536 were originated and 77 denied.
2.7% of all applications, or 3.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Coastal Community Bank originated in Georgia in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology