Fairway Independent Mortgage in Georgia vs the state
3.8%Denial rate-15.43 pts vs state
5.1%Decision denial rate-20.02 pts vs state
70.6%Origination rate+16.46 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.09 pts vs state
$111kMedian applicant income
3,631Loans originated
195Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,002 | 4,200 | 4.4% | 6.75% | #14 |
| 2024 | 5,201 | 3,733 | 3.3% | 6.75% | #19 |
| 2025 | 5,147 | 3,631 | 3.8% | 6.63% | #20 |
What Fairway Independent Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 461 | 296 | 26 | 5.6% |
| Cobb County | 326 | 220 | 8 | 2.5% |
| DeKalb County | 308 | 217 | 15 | 4.9% |
| Gwinnett County | 294 | 211 | 11 | 3.7% |
| Forsyth County | 223 | 151 | 7 | 3.1% |
| Cherokee County | 185 | 127 | 5 | 2.7% |
| Walton County | 155 | 122 | 3 | 1.9% |
| Lowndes County | 147 | 97 | 7 | 4.8% |
| Coweta County | 145 | 114 | 5 | 3.4% |
| Jackson County | 143 | 102 | 3 | 2.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 5,147 applications in 2025, of which 3,631 were originated and 195 denied.
3.8% of all applications, or 5.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Fairway Independent Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology